PACE Financing for Impact Windows & Roof Replacement: Top 7 Benefits

PACE financing offers an affordable and flexible way for Florida homeowners to manage the costs of upgrading their home’s windows, doors, and roofs with modern hurricane protection alternatives. 

At Paradise Exteriors, we are proud to partner with PACE lenders to offer accessible financing options for our customers. If you are considering installing stormproof roofing or hurricane-rated impact windows and doors at your home, here are some key benefits that PACE financing provides. 

Why PACE Financing? 

PACE partners with vetted contractors in Florida to provide home equity-based financing for green home energy projects. Their affordable financing options allow you to pay for certain improvements including energy-efficient windows and storm protection upgrades, such as hurricane impact windows and roof replacement, at low rates with an easy repayment structure. 

PACE Financing for impact windows

Benefits of PACE Financing 

1: Simple 3-Step Process 

PACE financing usually follows a simple 3-step process that is focused on creating the a convenient experience for the homeowner: 

  1. First, we can quickly check your eligibility for PACE Financing
  2. When your ready, we can obtain fast approval of your project financing 
  3. Once you are satisfied, your PACE lender will finance the the costs of your project 

2: PACE Lenders Only Work with Vetted Contractors 

Most PACE lenders only work with contractors that are vetted for their service quality and craftsmanship. This ensures that you receive the best possible finished project for your investment in upgrading your home. 

Based on our long-term status as a top-rated contractor for roofing, windows and doors, Paradise Exteriors has established relationships with multiple PACE lenders to give our customers the greatest range of options when it comes to financing their project. 

3: Equity-Based, Not Credit Based 

Most home improvement financing entities consider a person’s credit history as the major deciding factor when determining eligibility and loan amounts. Instead, PACE lenders focus primarily on your home equity. 

Equity-based financing is a more accessible alternative to most credit-based options. With PACE, a minimum credit score is generally not required. 2

4: Pay Even Later with PACE

PACE Financing for Roof and Window Replacement

Multiple PACE lenders have an extended pay option that allows homeowners to defer payment for their hurricane impact glass and roofing installations by a year or more. This can provide you with additional time to pay off other expenses or plan for future payments before they begin, unlike the immediate bills issued by credit-based institutions. 

5: Annual Payments Instead of Monthly Payments?

PACE payments are completed annually with your property taxes instead of a separate monthly statement that is issued by a credit institution. This can result in less monthly bills in your mailbox and a more intuitive way to pay for your home improvement project. However, if you currently pay your property taxes monthly, you will likely continue to do so.

The reason you will continue to pay monthly if you currently do so, is because your mortgage company or mortgage processor is collecting your property taxes monthly, as a convenience, along with your mortgage payment. Your mortgage company then pays your annual property tax bill, on your behalf, once a year when it is due.

6: Flexible Payment Options

PACE offers borrowers 100% financing with fixed rates. Terms of 10 to up to 30 years are available depending on the desired service area and the lifespan of the home improvement.* 

7: Financing Made Even Easier with PACE 

PACE financing program was designed to provide an even more accessible way for homeowners to upgrade their properties with impact windows and doors with low monthly payments. 

Unlike standard financing, PACE considers your home equity as a primary deciding factor in determining eligibility. You can generally borrow against up to 20% of your home’s value. 

Eligibility for PACE is mainly based on you being up-to-date on your mortgage and property taxes. If you have been meeting your mortgage obligations on time for the last 12 months and are up-to-date with your property taxes, you could qualify for a loan with a payment as low as $88 per month*1 

PACE financing is also tax-deductible and does not issue any prepayment penalties, generating further value and savings for your home improvement project. 

PACE is one of Many Options Available to finance your Roof or Impact Glass Installation

Paradise Exteriors proudly offers multiple financing options to Florida residents. Whether you are looking to upgrade your home’s windows and doors with hurricane-rated impact glass or protect it with GAF stormproof roofing, we strive to make affording your home improvement project as simple and sensible as possible.

To learn more about financing your roof, window, or door installation with PACE, contact us today: 844-749-2121

*Financing may be provided by third-party lenders unaffiliated with Paradise Exteriors, under terms and conditions arranged directly between the borrower and such lender, all subject to credit requirements. Not all buyers may qualify for financing. Any finance terms advertised are estimates only. Administration fee may be required and may be refundable, subject to approval.

1 Quoted $88 monthly payment assumes purchase price of $9,800 with no down payment, and a fixed annual percentage rate of 7.99% to be repaid over 30-years. Financing may be provided by third-party lenders unaffiliated with Paradise Exteriors, under terms and conditions arranged directly between the borrower and such lender, all subject to credit requirements. Not all buyers may qualify for financing. Any finance terms advertised are estimates only.

2 Finance sources may use credit reports to verify the application information and that all information submitted is complete and accurate or otherwise make lending decisions.



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